Credit Cards

Before taking on new clients, a good idea would be to do credit bureau checks on these individuals, and the same formula would apply if you are employing someone new; simply process a quick credit bureau check. The same procedure would apply should you rent out property, so that you do not end up with a tenant, employee or client who turns out to be a non-payer or not 100% honest.
Too many people open up accounts with shops that are simply not in a position to pay every month once the goods have been bought. It is obviously the full responsibility for a consumer to pay all accounts, but it is also up to the shop or business to turn away an application, should the credit bureau checks not quite add up.
Do quick credit bureau checks on all prospective clients by applying for credit online; you would be able to glean this information from at least three different credit bureaus for comparisons.
You will easily be able to get this information which is accurate; there are, however certain criteria that you and your company will have to disclose. One of the most important points to consider is that you have to be a registered enterprise to obtain this information. You will have to supply the credit bureaus with the potential borrower, purchaser or client’s green bar-coded South African identity document as well as all relevant personal information, and most importantly of all, the individual applying has a right to know that you are performing a credit check on them. A form by the client to this effect usually has to be signed by them allowing you to obtain this vital and personal information.
Credit bureaus will ensure that you are provided with correct information and a range of products and services that will help you with your credit bureau checks. Contact us for more on this vital service and obtain the information you require.

Applying for Nedbank credit cards is pretty simple. You can do this either online which is quite straight-forward otherwise if you prefer a more hands-on approach you can visit your nearest branch for assistance.
There are a few basic pointers which you would have to adhere to.
 Becoming financially flexible is significant and the Nedbank credit card will free you up and help you to do so. You will be able to use your card in more than 20 million outlets across the globe and in 150 000 in South Africa where you will be able to make purchases using your Nedbank credit card. All transactions can be made this way, making your life a lot easier.
To qualify for Nedbank credit cards you will need your South African Identity Document, proof of employment, and proof of residence.
Firstly a steady income is essential, as you will have to pay back the credit card every month.
Proof of employment is needed especially if you bank elsewhere.
 Three months’ bank statements are required should you be self-employed as well as your financials from an accountant. Your credit card limit is based on how much you earn every month.
Your credit history and credit ratings will be taken into account.
Have all your documentation in order before you apply for credit cards, as this will make the application process a lot easier.
Nebank offers all card holders an assortment of credit accounts. If you would like to take advantage of all these options apply for  Nedbank credit cards now.